20 Years of Excellence
in Alternative Credit Markets:
Expertise, Discipline and Innovation
At Challenger Investment Management, we’ve spent 20 years helping drive the growth of alternative credit markets.
Since 2005, Challenger Investment Management1 (CIM) has been an active investor in public and private credit markets, managing over $16 billion2 in assets and delivering strong, risk-adjusted returns through disciplined and innovative investment strategies.
Our investment philosophy is centred around a maintaining a value discipline when pricing credit risk, having a broad lens across credit markets to see more than our peers and designing investment products that allow us to achieve superior investment outcomes for our clients.
We’re more than an investment manager — we’re a strategic partner to clients looking for solutions that create lasting value by meeting their specific needs.
How We Support You
Better Client Outcomes
We offer diversified, actively managed credit strategies that aim to deliver both incremental income and capital stability when compared to more traditional credit funds.
Tailored Support
Our team provides ongoing market insights, investment commentary and strategic guidance to keep you informed and empowered to make the right investment choices for you.
Access to Institutional-Grade Expertise
Challenger IM clients have access to investment strategies and insights typically only available to institutional investors.
What Sets Us Apart?
At CIM, our investment approach has been tested over two decades and multiple markets including the Global Financial Crisis.
Our team takes a value approach to credit investing, moving between public and private markets to where we see the best opportunities whilst always maintaining price discipline. The platform is underpinned by our independent credit risk function, enhancing discipline around risk decisions and providing our clients with transparency in less transparent markets.
We’ve built a reputation for:
Delivering consistent, risk-adjusted returns across multiple market cycles.
Identifying value-driven opportunities across public and private credit markets to enhance return potential.
Maintaining an unwavering commitment to risk management through independent oversight, rigorous due diligence and continuous portfolio monitoring.
Insights from 20 Years in Credit Investing
Pete Robinson, Head of Strategy, shares his insights on the evolution of Challenger Investment Management and the lessons that have shaped our approach to credit markets over the past two decades. From questioning market narratives to recognising the importance of price and mandate design, these reflections highlight the principles that continue to guide CIM’s investment philosophy.
A Smarter Way to Invest in Credit Markets
The Challenger IM Credit Income Fund is built to offer financial advisers and their clients a smarter, more resilient approach to credit investing.
By combining deep market insights with a dynamic allocation strategy, the fund adapts to changing conditions while maintaining a focus on stable income generation.
We’ve built a reputation for:
- Adaptive Strategy – Unlike traditional fixed-income solutions, we actively allocate between public and private credit markets, ensuring exposure to the best risk-adjusted opportunities.
- Reliable Performance – Our investment approach has consistently delivered outperformance relative to benchmarks, helping advisers offer their clients strong, predictable income streams.
- Expert-Led Approach – With decades of credit market experience, our team applies a disciplined, research-driven methodology to every investment decision.
Financial advisers who partner with Challenger IM benefit from a fund that is designed to grow and protect capital while offering meaningful long-term returns.
Learn more about the Challenger IM Credit Income Fund or start investing online today.
LET’S TALK ABOUT YOUR INVESTMENT GOALS
Speak to our team to get expert insights on how Challenger IM can support your clients and to learn more about the benefits of the Challenger IM Credit Income Fund.
Disclaimer
1 Challenger Investment Management (CIM) was originally established in 2005 as Aligned Investments. The CIM brand was officially adopted in 2022.
2 As at 31 Dec 24 and AUD unless otherwise stated.
Challenger Investment Management (Challenger) is a member of the Challenger Limited group of companies (Challenger Group). Challenger Limited ABN 85 106 842 371 is listed on the Australian securities exchange. The information presented in relation to Challenger Investment Management is provided by Challenger Investment Partners Limited ABN 29 092 382 842, AFSL 234678. Challenger Investment Management is the investment manager of the Challenger IM Credit Income Fund ARSN 620 882 055 (the Fund). Fidante Partners Limited ABN 94 002 835 592, AFSL 234668 (Fidante) is the responsible entity and issuer of interests in the Funds. Fidante and Challenger Investment Management are members of the Challenger Group. Information is intended to be general only and not financial product advice and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of it having regard to your objectives, financial situation and needs. Target Market Determination (if relevant) and Product Disclosure Statement (PDS) available at www.fidante.com.au should be considered before making a decision about whether to buy or hold units in the Funds. Past performance is not a reliable indicator of future performance.
Investments in the Funds are subject to investment risk, including possible delays in repayment and loss of income or principal invested. Accordingly, the performance, the repayment of capital or any particular rate of return on your investments are not guaranteed by any member of the Challenger Group. We have taken reasonable care to ensure that any facts stated are accurate and any opinions given are on a reasonable basis, however you should form your own views on these facts or opinions. In preparing this information, we have in part relied on publicly available information and third-party sources believed to be reliable, however, unless otherwise stated, the information we provide has not necessarily been independently verified or audited.
Past performance
Past performance information is not a reliable indicator of future performance of that company or product. Any reference to past performance on the Challenger Websites is intended to be for general illustrative purposes only.
Zenith rating disclaimer
The Zenith Investment Partners (ABN 27 103 132 672, AFS Licence 226872) (“Zenith”) rating (Challenger IM Credit Income Fund – Class A, assigned June 2024) referred to in this piece is limited to “General Advice” (s766B Corporations Act 2001) for Wholesale clients only. This advice has been prepared without taking into account the objectives, financial situation or needs of any individual, including target markets of financial products, where applicable, and is subject to change at any time without prior notice. It is not a specific recommendation to purchase, sell or hold the relevant product(s). Investors should seek independent financial advice before making an investment decision and should consider the appropriateness of this advice in light of their own objectives, financial situation and needs. Investors should obtain a copy of, and consider the PDS or offer document before making any decision and refer to the full Zenith Product Assessment available on the Zenith website. Past performance is not an indication of future performance. Zenith usually charges the product issuer, fund manager or related party to conduct Product Assessments. Full details regarding Zenith’s methodology, ratings definitions and regulatory compliance are available on our Product Assessments and at http://www.zenithpartners.com.au/RegulatoryGuidelines
Lonsec rating disclaimer
The rating issued for Challenger IM Credit Income Fund – Class A, 09/2024 is published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager. Visit lonsec.com.au for ratings information and to access the full report. © 2024 Lonsec. All rights reserved.